Managing YOUR VEHICLE RISKS
From company cars to delivery vehicles, your business's motor vehicles represent many types of risk in one place such as loss of goods, loss of sales, liability to persons and injury to your employees. No wonder your vehicle premium can account for a large portion of your overall commercial insurance cost. However, risk management can be used to help reduce motor vehicle liabilities, by simply:
- verifying driving records of potential employees.
- monitoring employee driving records.
- keeping your drivers properly trained.
This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.