The easiest way to ensure that your business recovers from a disaster? Do everything you can to prevent that disaster from happening. This means conducting a thorough safety audit of your business's fire prevention and safety systems. Try to think of everything you might need in the case of a fire, flood, severe storm or other possible disasters. Check systems regularly to make sure they're functioning properly. And make sure your employees know what to do if they're not.
This document outlines in general terms the coverages that may be afforded under a Hartford policy. All policies must be examined carefully to determine suitability for your needs and to identify any exclusions, limitations or any other terms and conditions that may specifically affect coverage. In the event of a conflict, the terms and conditions of the policy prevail. All Hartford coverages described in this document may be offered by one or more of the property and casualty insurance company subsidiaries of The Hartford Financial Services Group, Inc.